Dwelling Policy (DP)Question 263 of 474
Under a dwelling policy, Coverage A pays for damage to:
a.The described dwelling and structures attached to it
b.Any residential building the insured owns at any location
c.The tenant's own furniture kept inside the dwelling unit
d.Detached garages, sheds, and fences on the same premises
Explanation
Coverage A insures the dwelling shown on the declarations, including structures attached to it, plus materials and supplies on the premises for its repair. Detached garages, sheds, and fences sit under the other structures coverage, and household contents belong to the personal property coverage, whoever owns them.
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Related questions on this topic
- On a special form dwelling policy, personal property is insured against:
- Why would a producer recommend a special form dwelling policy over a basic form?
- After an unexplained loss to a dwelling written on an open-perils form, the burden of proof:
- A detached garage on the insured premises burns to the ground. A dwelling policy pays the loss under:
- A structure on the described premises rented to someone who is not a tenant of the dwelling is:
- How is the personal property limit set on a dwelling policy?
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