Dwelling Policy (DP)Question 266 of 474
How is the personal property limit set on a dwelling policy?
a.It equals the limit written for other structures
b.It is a fixed percentage of the Coverage A limit
c.It is written for the full replacement cost of contents
d.The insured selects a separate limit for Coverage C
Explanation
On a dwelling policy the personal property amount is chosen and shown on the declarations rather than derived from the building limit, which is why a landlord can carry a small contents amount or none at all. The percentage answer describes the homeowners architecture, where the contents limit is set as a share of the dwelling limit.
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Related questions on this topic
- Under a dwelling policy, Coverage A pays for damage to:
- A detached garage on the insured premises burns to the ground. A dwelling policy pays the loss under:
- A structure on the described premises rented to someone who is not a tenant of the dwelling is:
- Which item would NOT be covered as personal property under a dwelling policy?
- Personal property temporarily away from the described location under a dwelling policy is:
- Coverage D on a dwelling policy pays the owner for:
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