Dwelling Policy (DP)Question 268 of 474
Personal property temporarily away from the described location under a dwelling policy is:
a.Covered up to a percentage stated in the policy
b.Excluded once it leaves the described location
c.Covered for the full Coverage C limit anywhere
d.Covered only while it sits in a storage facility
Explanation
The dwelling forms follow contents off the premises, but only up to the share of the personal property limit the form states, and the same perils apply. The answer giving the full limit worldwide overstates it, and the answer cutting coverage off at the property line ignores the off-premises extension the form contains.
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