Homeowners Policy (HO)Question 321 of 474
Which of these is excluded from Coverage C on a Homeowners policy?
a.a riding mower used at the home
b.a motorcycle with plates
c.a bicycle stored in the shed
d.a laptop taken to a coffee shop
Explanation
Coverage C leaves out motor vehicles and their equipment, along with aircraft, animals, and the property of roomers and boarders, because those exposures belong on an auto or specialty policy. A riding mower is not treated as an excluded motor vehicle when it is used to service the residence and is not licensed for road use, and a bicycle is ordinary personal property.
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