Homeowners Policy (HO)Question 335 of 474
Which class of property is subject to the $200 special limit under Coverage C on a standard unendorsed homeowners form?
a.Firearms and related equipment
b.Money, coins, bullion and bank notes
c.Silverware and goldware flatware
d.Deeds and manuscripts kept at home
Explanation
Money, bank notes, bullion, coins, medals and similar items carry the lowest special limit on the standard form, $200, and it applies to loss by any covered peril. Deeds and manuscripts sit in the $1,500 class, while firearms and silverware each carry $2,500 for theft. Cash kept at home is therefore very lightly insured.
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