Homeowners Policy (HO)Question 347 of 474
On a standard homeowners policy, the minimum limit normally written for Coverage E personal liability is:
a.$1,000,000 in aggregate
b.$100,000 per person hurt
c.$100,000 per occurrence
d.$25,000 per occurrence
Explanation
Coverage E carries a standard minimum of $100,000 for each occurrence, and higher limits can be purchased for a modest premium. It is an occurrence limit covering all damages from one event, so the per-person answer misreads the structure. Coverage F, medical payments to others, is the Section II coverage written on a per-person basis.
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