Homeowners Policy (HO)Question 356 of 474
Which of these Section II claims is excluded on a standard homeowners policy?
a.The insured's dog bites a child at the park
b.A car the insured drives injures a cyclist
c.A guest slips on ice on the insured's walk
d.A ladder the insured drops injures a helper
Explanation
Section II excludes bodily injury and property damage arising out of the ownership, maintenance or use of motor vehicles, most watercraft and aircraft, because those exposures belong on an auto, boat or aviation policy. A dog bite away from home, a fall on the premises and a dropped-tool injury are ordinary occurrences the homeowners form is written to cover.
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