Personal Auto PolicyQuestion 383 of 474
The insurer asks the insured to attend a four-day trial, and the insured loses $260 of earnings on each of those days. The supplementary payments pay:
a.$800, four days at the $200 daily cap
b.Nothing, lost earnings are not payable
c.$250, the supplementary payments cap
d.$1,040, the insured's full lost earnings
Explanation
The policy pays up to $200 a day for loss of earnings when the insurer asks the insured to attend a hearing or trial, so four days produce 4 x $200 = $800 and the extra $60 a day is the insured's own loss. Choosing the full $1,040 ignores the daily cap. The $250 figure is the bail bond maximum, a different supplementary payment entirely.
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