Personal Auto PolicyQuestion 414 of 474

Which vehicle qualifies as a non-owned auto for Part D purposes?

a.A customer's car driven by the insured, a mechanic
b.A friend's sedan borrowed for a weekend with permission
c.A company car furnished to the insured for regular use
d.A pickup the insured owns but left off the policy

Explanation

A non-owned auto is a private passenger auto, pickup, van or trailer not owned by or furnished for the regular use of the insured or a family member, used with permission, so a borrowed weekend car fits. A vehicle furnished for regular use falls outside that definition, and a customer's car handled in the auto business is excluded from Part D. An owned auto left off the declarations is not non-owned; it simply has no coverage.

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