Personal Auto PolicyQuestion 429 of 474
To bring a motorcycle or a motor home under a personal auto policy, the producer adds:
a.An extended non-owned coverage endorsement form
b.A named non-owner policy naming the rider only
c.A towing and labor costs endorsement for the unit
d.A miscellaneous type vehicle endorsement
Explanation
The miscellaneous type vehicle endorsement schedules units the unendorsed policy is not written for, such as motorcycles and motor homes, and applies the policy's coverages to them. Extended non-owned coverage deals with a vehicle furnished for the insured's regular use, not with a scheduled recreational unit. Towing coverage adds a service benefit rather than the underlying grant.
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Related questions on this topic
- The insurer pays a $6,000 collision claim and then pursues the at-fault driver for that money. This right is called:
- Two personal auto policies issued to the same named insured by the same insurer apply to one accident. The maximum payable is:
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