As of January 1, 2026, what pre-licensing education must a California personal lines broker-agent applicant complete before the license is issued?
Explanation
Effective January 1, 2026, AB 943 repealed California's per-line pre-licensing hour requirements for personal lines (and Life, Accident & Health, Property, and Casualty). The only pre-licensing education still required before the license is issued is the 12-hour Ethics and California Insurance Code course from a CDI-approved provider. Continuing education (24 hours per 2-year renewal, including 3 ethics hours) is separate and still applies.
Law Reference: AB 943 (eff. 1/1/2026); Cal. Ins. Code §1749This topic, taught in full in the Personal Lines Insurance Producer guide. Personal Lines Insurance Producer — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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