California-Specific RulesQuestion 68 of 158
Which combination of facts about the California Low Cost Automobile Insurance Program is correct?
a.Open to any California driver regardless of income, with limits of 15/30/5
b.Limited to drivers age 25 or older, with limits of 25/50/10
c.Requires a household income at or below 100% of the federal poverty level, with limits of 30/60/15
d.Requires household income at or below 250% of the federal poverty level, with limits of 10/20/3
Explanation
Insurance Code §11629.7 and following limit the Low Cost Auto Program to qualifying low-income drivers. The income ceiling is 250 percent of the federal poverty level, the applicant must be at least 16 with a valid license and three years of continuous licensing and insurance, and program coverage is set at $10,000 per person and $20,000 per accident bodily injury with $3,000 property damage — the 10/20/3 limits, below the 30/60/15 financial-responsibility minimums.
Law Reference: Cal. Ins. Code §11629.7 et seq.; §11629.71Practice all 158 questions free — no signup required.
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