Which combination of facts about the California Low Cost Automobile Insurance Program is correct?
Explanation
Insurance Code §11629.7 and following limit the Low Cost Auto Program to qualifying low-income drivers. The income ceiling is 250 percent of the federal poverty level, the applicant must be at least 16 with a valid license and three years of continuous licensing and insurance, and program coverage is set at $10,000 per person and $20,000 per accident bodily injury with $3,000 property damage — the 10/20/3 limits, below the 30/60/15 financial-responsibility minimums.
Law Reference: Cal. Ins. Code §11629.7 et seq.; §11629.71This topic, taught in full in the Personal Lines Insurance Producer guide. Personal Lines Insurance Producer — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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