A homeowner is sued for slander after posting untrue remarks about a neighbor. On an unendorsed policy the claim is:
Explanation
Coverage E answers bodily injury and property damage; offenses such as libel, slander, false arrest and invasion of privacy are a separate category that the homeowners form reaches only when a personal injury endorsement is added. Calling defamation bodily injury stretches a defined term that requires harm to the body. The personal and advertising injury wording belongs to a commercial general liability policy.
This topic, taught in full in the California Property & Casualty Broker-Agent guide. California Property & Casualty Broker-Agent Study Guide — 2026 Edition — PDF + EPUB, $24.99 · 14-day refund →
Practice all 531 questions free — no signup required.
Own the complete California Property & Casualty Broker-Agent guide — PDF + EPUB, $24.99 →
Related questions on this topic
- A riding mower used to cut the insured's lawn rolls over a visitor's foot on the property. Section II:
- An insured's inboard-powered motorboat injures a swimmer while the insured is at the helm. Section II of the homeowners policy:
- A resident son injures his sister at home and the parents present her $5,000 of bills to their own liability coverage. Section II:
- An insured runs a small piano teaching studio in a spare room and wants liability cover for pupils who visit. The right step is:
- Beyond the damages themselves, the Section II additional coverage for claim expenses pays:
- After a covered fire, the duties the insured owes under Section I include:
Last reviewed: · editorial process