After a covered fire, the duties the insured owes under Section I include:
Explanation
Section I duties run to giving prompt notice, protecting the property from further damage and keeping a record of what that costs, preparing an inventory of damaged personal property, and signing a sworn proof of loss when the insurer asks. Forwarding suit papers is a Section II duty that follows a liability claim. Nothing obliges the insured to hire a public adjuster or to leave the property exposed while an adjuster travels.
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