Personal Auto PolicyQuestion 373 of 531
Other-than-collision coverage (comprehensive) under the Personal Auto Policy would pay for loss caused by:
a.The insured striking a guardrail
b.The insured's car rolling over in a ditch
c.A tree falling on the parked insured vehicle
d.The insured rear-ending another car
Explanation
Other-than-collision (comprehensive) coverage handles losses not caused by collision or upset, such as fire, theft, vandalism, hail, flood, glass breakage, animal strikes, and falling objects like a tree limb. Rear-ending a car, hitting a guardrail, and rolling over are all collision or upset losses covered under collision coverage, not comprehensive.
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Related questions on this topic
- Which statement comparing the ISO Personal Auto Policy (PAP) and the Business Auto Coverage Form (BACF) is MOST accurate?
- In the Personal Auto Policy, which coverage part pays for bodily injury and property damage the insured causes to others?
- Under Part D of the Personal Auto Policy, collision coverage pays for damage to the insured's vehicle caused by:
- Uninsured Motorists (UM) coverage under Part C is designed to protect the insured when:
- An auto liability limit shown as split limits of 100/300/50 means the policy will pay up to:
- The difference between underinsured motorists (UIM) and uninsured motorists (UM) coverage is that UIM applies when the at-fault driver:
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