In the Personal Auto Policy, which coverage part pays for bodily injury and property damage the insured causes to others?
Explanation
Part A (Liability Coverage) responds when the insured is legally responsible for bodily injury or property damage to others arising out of the use of a covered auto, paying damages and providing a defense. Part B pays medical expenses for the insured and passengers, Part C covers injuries caused by uninsured or underinsured drivers, and Part D covers physical damage to the insured's own vehicle.
This topic, taught in full in the California Property & Casualty Broker-Agent guide. California Property & Casualty Broker-Agent Study Guide — 2026 Edition — PDF + EPUB, $24.99 · 14-day refund →
Practice all 531 questions free — no signup required.
Own the complete California Property & Casualty Broker-Agent guide — PDF + EPUB, $24.99 →
Related questions on this topic
- California considers a vehicle to be a 'total loss salvage vehicle' for title-branding purposes when:
- Under Part A of the Personal Auto Policy, the term 'bodily injury' includes which of the following damages a plaintiff may recover?
- Which statement comparing the ISO Personal Auto Policy (PAP) and the Business Auto Coverage Form (BACF) is MOST accurate?
- Under Part D of the Personal Auto Policy, collision coverage pays for damage to the insured's vehicle caused by:
- Other-than-collision coverage (comprehensive) under the Personal Auto Policy would pay for loss caused by:
- Uninsured Motorists (UM) coverage under Part C is designed to protect the insured when:
Last reviewed: · editorial process