A former employee sues alleging wrongful termination and a hostile work environment. The employer's defence and any damages on that suit would be answered by:
Explanation
Employment practices liability insurance covers claims by employees and applicants over wrongful termination, discrimination, harassment, retaliation, and similar workplace conduct, and it pays defence costs as well as damages. Part Two employers liability answers suits arising out of a work-related bodily injury that falls outside the workers compensation benefit, not a termination claim. The general liability offences list does not reach employment practices, and professional liability addresses service errors owed to clients.
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