An endorsement is attached to a policy and its wording conflicts with the printed form. The result is that:
Explanation
An endorsement is a written amendment that becomes part of the contract, and as the later and more specific expression of the parties' intent it takes precedence over conflicting language in the base form. A conflict voids nothing; it is settled by that rule of construction, with any ambiguity that survives read against the drafter. The insured does not get to pick the wording after a loss.
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