Las dos guías, un solo pago

California Life, Accident & Health Insurance Exam Study Guide (2026)

For California's Life Agent exam, its Accident and Health or Sickness Agent exam, and the combined Life, Accident and Health or Sickness exam. The book follows the Department of Insurance's published license examination objectives heading by heading, with the question counts the Department prints beside each heading, and teaches California law from the Insurance Code and the California Code of Regulations themselves, with the section cited, where California sets the rule differently from the national model (for example the 60-day life grace period, the two-year incontestability limit, the senior-citizen free look, the replacement notice and the Medicare supplement rules). Chapters cover insurance concepts and contract law, producers and the marketplace, fair claims regulations, life policies, annuities, replacement, the life contract and riders, taxation, group life, medical expense insurance, the Affordable Care Act, Medicare, disability income and long-term care. Topic sets and full-length practice exams follow, with an answer key that gives the keyed answer, a short reason and a chapter reference. It is exam review, not an introduction to insurance: it assumes you have met the vocabulary in a course or other study. Independent study guide, not affiliated with or endorsed by the California Department of Insurance or PSI, and not an approved course. PDF + EPUB.

California Property & Casualty Broker-Agent Study Guide — 2026 Edition

For California's combined Property and Casualty broker-agent examination: 150 questions, 195 minutes, 60 percent to pass. Written to CDI's Property and Casualty License Examination Objectives effective January 1, 2026 and the Candidate Information Bulletin revised February/March 2026, and taught from the California Insurance Code. It covers what changed: AB 943 repealed the 20-hour prelicensing course, the auto minimums rose to 30/60/15, and SB 495 raised the disaster contents advance. Eleven chapters close with quizzes, and a 150-question practice exam follows. Independent — not affiliated with or endorsed by CDI or PSI. PDF + EPUB.