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New York Real Estate Salesperson Exam — Complete Study Guide (2026)

The DOS gives New York salesperson candidates 1½ hours for a multiple-choice exam on the 77-hour qualifying curriculum (dos.ny.gov, read September 2026). This guide teaches all of it in 15 chapters: Article 12-A licensing and the RPL § 443 agency disclosure, fair housing and the DOS-2156 form, the 2024 Property Condition Disclosure Act (the $500 credit is gone), attorney closings, transfer and mansion tax, and worked math. Ends with a 75-question practice exam, every answer explained. Independent; not affiliated with NY DOS. PDF + EPUB.

NMLS SAFE MLO — Complete Study Guide (2026)

The SAFE MLO test has run on the same NMLS specifications since April 5, 2021: 120 questions (115 scored), 190 minutes, 75% to pass, in five weighted areas. This guide covers the national test — federal mortgage law (TRID timing, RESPA, TILA/Reg Z, ECOA, HOEPA/QM), general mortgage knowledge, origination activities, ethics & fair lending, and the SAFE Act, with day-counting worked examples, practice questions in four sets (75 chapter questions, two full-length 120-question practice exams weighted like the test, and topic sets by content area) and the 2026 indexed dollar figures dated in an appendix. Exam review that teaches the vocabulary from the ground up but works at the level of the CFR sections; it is not the 20-hour pre-licensing course the SAFE Act requires before you sit the test, and it does not teach any one state's own law. AI-assisted study aid; federal text checked against the eCFR on 17 September 2026; NMLS outline and test specifications re-read 15 October 2026. PDF + EPUB.

New York Real Estate Salesperson Exam — Cheat Sheet (2026)

A printable colour cheat sheet for the New York Real Estate Salesperson Exam exam, laid out for US Letter and meant to be printed double-sided. It pulls the exam's format, scoring and content areas, and the figures and rules it turns on, onto dense colour-coded pages. Each figure was checked against the source it cites, and the check date is printed on the sheet (October 2026). An independent study aid, not affiliated with or endorsed by the body that sets the exam. The rules an exam tests can change: confirm against the owner's current documents before you rely on a figure.

NMLS SAFE MLO — Cheat Sheet (2026)

A printable colour cheat sheet for the NMLS SAFE MLO (Mortgage Loan Originator) exam, laid out for US Letter and meant to be printed double-sided. It pulls the exam's format, scoring and content areas, and the figures and rules it turns on, onto dense colour-coded pages. Each figure was checked against the source it cites, and the check date is printed on the sheet (October 2026). An independent study aid, not affiliated with or endorsed by the body that sets the exam. The rules an exam tests can change: confirm against the owner's current documents before you rely on a figure.