Póliza de Propietarios (HO)Pregunta 326 de 531
Under a standard Homeowners policy, which coverage pays for injuries to a guest for which the insured is legally liable?
a.Coverage E – Personal Liability
b.Coverage D – Loss of Use
c.Coverage C – Personal Property
d.Coverage A – Dwelling
Explicación
Coverage E (Personal Liability) responds when the insured is legally liable for bodily injury or property damage to others, providing a defense and paying damages up to the limit. Coverage F (Medical Payments to Others) is a related coverage that pays smaller medical bills regardless of fault. Coverages A through D address the insured's own property and loss of use, not liability to third parties.
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