Póliza de Propietarios (HO)Pregunta 336 de 531
When a homeowners policy pays a loss under Coverage B, the effect on Coverage A is that the dwelling limit:
a.is restored only if more premium is paid
b.drops by 10% for the rest of the policy term
c.stays intact, as Coverage B is a separate limit
d.is reduced by the amount paid on the structure
Explicación
The 10% shown for other structures is its own limit of liability, so paying a detached garage claim leaves the full Coverage A available for the house. The answer that subtracts the payment from the dwelling limit describes how a sublimit carved out of a single limit would behave, which is not how this coverage is written. No extra premium is needed to keep the dwelling limit whole.
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