Póliza de Propietarios (HO)Pregunta 360 de 531
The insured's dog bites a jogger in a public park, and the jogger runs up $700 of medical bills. Coverage F:
a.pays only if the insured is found at fault
b.pays nothing off the residence premises
c.pays $700 from the Coverage E limit
d.pays $700, the animal being the insured's
Explicación
Medical payments to others reaches a person injured away from the residence premises when the injury is caused by an animal owned by an insured or by an insured's own activities, so the jogger's $700 is payable. The answer that stops the coverage at the property line ignores that off-premises trigger. Fault is irrelevant here, and the money comes from the Coverage F limit rather than from personal liability.
Practica las 531 preguntas gratis — sin registro.
Own the complete California Property & Casualty Broker-Agent guide — PDF + EPUB, $24.99 →
Preguntas relacionadas de este tema
- A policy carries a $1,000 Section I deductible. A visitor's $800 of medical bills is presented under Coverage F. The insurer pays:
- An insured negligently starts a fire that burns down his own detached garage. Section II of the homeowners policy:
- A $100,000 Coverage E limit is paid out in full to settle one suit while a second claim from the same occurrence is pending. The insurer's duty to defend:
- Coverage F pays reasonable medical expenses for an injured person provided the expenses are:
- Who counts as an insured under Section II of a standard homeowners policy?
- A riding mower used to cut the insured's lawn rolls over a visitor's foot on the property. Section II:
Última revisión: · proceso editorial
Equipo de PrepPass · Verificado con California Property & Casualty Insurance License Exam · Cómo revisamos