A commercial package policy is built from a common declarations page, common policy conditions, interline endorsements, and:
a.two or more separate coverage parts
b.exactly one coverage part per policy
c.a mandatory workers compensation part
d.a common causes of loss form for all parts
Explicación
A package binds one common declarations page and one set of common policy conditions to two or more coverage parts, such as commercial property, general liability, crime, inland marine and commercial auto, with interline endorsements applying across them. A policy carrying a single coverage part is a mono-line policy, not a package. Each coverage part brings its own declarations, coverage form and causes of loss selection, so no single causes of loss form governs the whole package, and workers compensation is written separately.
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