Property OwnershipPregunta 10 de 120

California's homestead exemption primarily protects a homeowner's equity from:

a.Property tax liens
b.Mortgage foreclosure by the lender
c.Certain judgment creditors
d.IRS federal tax liens

Explicación

The homestead exemption shields a portion of a homeowner's equity in a principal residence from forced sale by most unsecured judgment creditors. It does not prevent foreclosure by a voluntary lienholder such as a mortgage lender, nor does it defeat tax liens. The exempt amount is set by statute and adjusts over time.

Referencia Legal: CA Code of Civil Procedure

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