Recommendations & StrategiesPregunta 75 de 110
A client nearing retirement expresses a low risk tolerance but wants growth to keep pace with inflation. The most balanced recommendation is:
a.Place 100% of assets in aggressive growth stocks
b.Blend high-quality bonds and dividend equities to balance stability with modest growth
c.Move everything to cash to eliminate risk
d.Invest solely in speculative options for maximum upside
Explicación
A near-retiree with low risk tolerance but a need to outpace inflation is best served by a balanced mix of high-quality bonds for stability and dividend-paying equities for modest growth and inflation protection. All-cash would erode purchasing power, while all-equity or options would exceed the stated risk tolerance. Balancing competing objectives is central to suitable advice.
Practica las 110 preguntas gratis — sin registro.
Preguntas relacionadas de este tema
- Which order type guarantees execution but not price?
- A sector rotation strategy involves which of the following?
- A durable power of attorney is an estate planning tool that does which of the following?
- A revocable living trust offers which primary benefit during the grantor's lifetime and at death?
- When measuring investment performance, time-weighted return is preferred over dollar-weighted return when the goal is to:
- A portfolio's expected return is calculated as which of the following?
Última revisión: · proceso editorial
Equipo Editorial de PrepPass · Verificado con NASAA Series 65 Investment Adviser Law Exam · Cómo revisamos