A general liability policy written on a 'claims-made' basis (as opposed to 'occurrence') generally covers a claim only if:

a.The claim is both made and reported during the policy period (or extended reporting period)
b.The premium was paid in cash
c.The injury occurred during the policy period, regardless of when the claim is made
d.The claimant served a preliminary notice

Giải thích

A claims-made policy responds when the claim is made (and reported) during the policy period or any extended reporting period, regardless of when the underlying event occurred. An occurrence policy responds based on when the injury/damage happened, even if the claim is made years later.

Luyện miễn phí toàn bộ 1605 câu hỏi — không cần đăng ký.

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Sen Lin, Người sáng lập PrepPass · Đối chiếu với California CSLB Contractor License Law & Business Exam · Quy trình kiểm tra
Người kiểm duyệt Abraham Chen Licensed California General Contractor (CSLB License #1101856 kiểm tra)
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