'Subrogation' in insurance refers to:

Giải thích

Subrogation lets an insurer that has paid its insured's loss stand in the insured's place and recover from whoever caused it, which is why construction contracts so often include a mutual waiver of subrogation. (a) is cancellation, a separate policy right. (b) is additional insured status, which concerns who is protected rather than who may be pursued afterwards. (c) is the deductible, a retention borne by the insured. Each is a genuine insurance term, which is the point: the item tests whether the candidate can place them.