Cơ bản về Tai nạn & Sức khỏeCâu 503 / 716
An accident-only policy covers:
a.Losses resulting from accidental injury, but not from sickness
b.Long-term custodial care
c.Only routine annual checkups
d.Both sickness and accidental injury equally under the same terms
Giải thích
An accident-only policy provides benefits solely for losses caused by accidental injury, such as emergency treatment, hospitalization, or disability resulting from an accident, and it does not cover illness. It is not comprehensive coverage for both sickness and injury, is not limited to checkups, and is not long-term care. Because it excludes sickness, an accident-only policy is a narrow, lower-cost product that should be presented as a supplement, not a substitute for major medical coverage.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
Own the complete California Life & Health Insurance Producer Exam guide — PDF + EPUB, $19.99 →
Câu hỏi liên quan cùng chủ đề
- An 'optionally renewable' health policy gives the insurer the right to:
- On-the-job injuries and illnesses of most employees are typically covered by:
- A hospital indemnity (hospital confinement) policy pays:
- A specified (dread) disease policy pays benefits:
- An Accidental Death and Dismemberment (AD&D) policy pays:
- Dental insurance plans commonly organize covered services into categories of:
Cập nhật gần nhất: · quy trình kiểm tra
Đội ngũ PrepPass · Đối chiếu với California Life & Health Insurance License Exam · Quy trình kiểm tra
Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)