Cơ bản về Tai nạn & Sức khỏeCâu 505 / 716
An Accidental Death and Dismemberment (AD&D) policy pays:
a.A principal sum for accidental death and a capital sum, a percentage of the principal, for the accidental loss of limbs or sight
b.A monthly income benefit for any illness the insured develops, along with reimbursement of the resulting hospital and physician charges
c.Monthly long-term custodial care benefits for an insured who needs daily help with bathing, dressing, and eating
d.A guaranteed monthly retirement income beginning at the insured's normal retirement age and continuing for life
Giải thích
AD&D coverage pays the full principal sum if the insured dies as a result of a covered accident, and pays a capital sum, a stated percentage of the principal, for the accidental loss of, or loss of use of, limbs or eyesight (for example, half the principal for the loss of one hand). It does not pay for illness, provide retirement income, or fund long-term care. AD&D is limited strictly to accidental death and dismemberment, so it is inexpensive but narrow.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
Own the complete California Life & Health Insurance Producer Exam guide — PDF + EPUB, $19.99 →
Câu hỏi liên quan cùng chủ đề
- A hospital indemnity (hospital confinement) policy pays:
- An accident-only policy covers:
- A specified (dread) disease policy pays benefits:
- Dental insurance plans commonly organize covered services into categories of:
- A future increase option (guaranteed insurability) rider on a DI policy lets the insured:
- An accident-only policy will NOT pay benefits for:
Cập nhật gần nhất: · quy trình kiểm tra
Đội ngũ PrepPass · Đối chiếu với California Life & Health Insurance License Exam · Quy trình kiểm tra
Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)