Cơ bản về Tai nạn & Sức khỏeCâu 652 / 716
A future increase option (guaranteed insurability) rider on a DI policy lets the insured:
a.Buy additional monthly benefit as income grows, without new medical underwriting
b.Skip the elimination period on claims
c.Change occupations with no tax effect
d.Decrease the monthly benefit only, in order to lower the premium as the insured grows steadily older
Giải thích
The future increase option lets the insured raise the benefit as earnings rise, without proving insurability again. It does not reduce coverage, address occupation taxes, or waive the elimination period.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
Own the complete California Life & Health Insurance Producer Exam guide — PDF + EPUB, $19.99 →
Câu hỏi liên quan cùng chủ đề
- A specified (dread) disease policy pays benefits:
- An Accidental Death and Dismemberment (AD&D) policy pays:
- Dental insurance plans commonly organize covered services into categories of:
- An accident-only policy will NOT pay benefits for:
- A dread disease (critical illness) policy pays:
- Skilled nursing care, intermediate care, and custodial care are:
Cập nhật gần nhất: · quy trình kiểm tra
Đội ngũ PrepPass · Đối chiếu với California Life & Health Insurance License Exam · Quy trình kiểm tra
Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)