Điều khoản hợp đồng A&HCâu 509 / 716
The mandatory 'proof of loss' provision generally requires the insured to submit proof of loss within:
a.Five days after the date on which the covered loss occurs
b.A stated period, commonly 90 days after the date of the loss
c.Three years after the insured's course of treatment is completed
d.Ten years after the date on which the policy was originally issued
Giải thích
The proof of loss provision typically requires written proof within 90 days after the loss (or as soon as reasonably possible, and not later than one year except in cases of legal incapacity). Five days is too short, and three or ten years is far too long. Proof of loss documents the details the insurer needs to determine what it owes. Failing to provide timely proof can jeopardize a claim, which is why the 90-day standard is worth remembering.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- A 'pre-existing condition' provision in a health policy generally allows the insurer to:
- The mandatory 'notice of claim' provision requires the insured to notify the insurer of a claim within:
- Under the 'claim forms' provision, if the insurer fails to furnish claim forms within the required time (usually 15 days) after receiving notice of claim, the insured may:
- The mandatory 'time of payment of claims' provision requires the insurer to pay claims:
- The mandatory 'payment of claims' provision specifies:
- The mandatory 'physical examination and autopsy' provision gives the insurer the right, at its own expense, to:
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Đội ngũ PrepPass · Đối chiếu với California Life & Health Insurance License Exam · Quy trình kiểm tra
Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)