Nguyên tắc bảo hiểm chungCâu 598 / 716
Requiring a borrower to buy insurance from a particular agent as a condition of receiving a loan is an example of:
a.Rebating premium back to the borrower
b.Routine field underwriting by the agent
c.Fair and lawful price competition
d.Coercion, an unfair trade practice
Giải thích
Forcing a purchase through the power of another transaction is coercion, an unfair trade practice. It is neither fair competition, rebating, nor underwriting.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- Twisting is a prohibited practice in which a producer:
- Churning differs from twisting in that churning involves:
- Making false or maliciously critical statements about another insurer's financial condition is the prohibited practice of:
- A producer who holds premiums collected from clients before remitting them to the insurer is acting in a ________ capacity and must not commingle those funds:
- Commingling, a violation of a producer's fiduciary duty, means:
- Errors and omissions (E&O) insurance protects a producer against:
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Đội ngũ PrepPass · Đối chiếu với California Life & Health Insurance License Exam · Quy trình kiểm tra
Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)