Điều khoản hợp đồng A&HCâu 629 / 716
A pre-existing condition provision allows the insurer to:
a.Limit or exclude benefits for a condition treated or manifesting before the effective date, for a stated time
b.Deny all future claims of any kind for the entire life of the policy once a pre-existing condition has been identified
c.Cover every condition immediately with no limits
d.Increase the policy's death benefit
Giải thích
The provision lets the insurer restrict coverage for conditions that existed before the policy, but only for a defined period, after which they are covered. It does not bar all claims or add a death benefit.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- A probationary period in a health policy is:
- How does an elimination period differ from a probationary period?
- In a disability policy, the benefit period is:
- The coordination of benefits (COB) provision in group health coverage is designed to:
- Under COB, when a child is covered by both parents' group plans, the 'birthday rule' usually makes the primary plan the one belonging to the parent whose:
- Subrogation in a health or medical policy allows the insurer, after paying a claim caused by a third party, to:
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Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)