Điều khoản hợp đồng A&HCâu 631 / 716
Under COB, when a child is covered by both parents' group plans, the 'birthday rule' usually makes the primary plan the one belonging to the parent whose:
a.Coverage has been in force for the longer time
b.Earned income is higher on the household tax return
c.Birthday falls earlier in the calendar year
d.Plan carries the lower annual deductible amount
Giải thích
The birthday rule assigns primary status to the plan of the parent whose birthday comes first in the year (month and day, not year of birth). Coverage length, income, and deductible are not the deciding factor.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- In a disability policy, the benefit period is:
- A pre-existing condition provision allows the insurer to:
- The coordination of benefits (COB) provision in group health coverage is designed to:
- Subrogation in a health or medical policy allows the insurer, after paying a claim caused by a third party, to:
- The main purpose of subrogation is to:
- A recurrent disability provision states that if an insured returns to work but becomes disabled again from the same cause within a stated time (such as 6 months), it is treated as:
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Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)