Điều khoản hợp đồng A&HCâu 635 / 716
An impairment (exclusion) rider on a health policy:
a.Lowers the policy's deductible for the named pre-existing condition
b.Adds supplemental benefits for one specified condition in exchange for extra premium
c.Guarantees the policy's renewal regardless of the insured's later health
d.Permanently excludes coverage for a specified condition or body part
Giải thích
An impairment rider excludes a particular condition the applicant already has, allowing the insurer to issue coverage for everything else. It does not add coverage, cut deductibles, or guarantee renewal.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- Subrogation in a health or medical policy allows the insurer, after paying a claim caused by a third party, to:
- The main purpose of subrogation is to:
- A recurrent disability provision states that if an insured returns to work but becomes disabled again from the same cause within a stated time (such as 6 months), it is treated as:
- A 'noncancelable' health policy guarantees that the insurer:
- A 'guaranteed renewable' health policy allows the insurer to:
- A conditionally renewable health policy permits the insurer to non-renew:
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Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)