Điều khoản hợp đồng A&HCâu 637 / 716
A 'guaranteed renewable' health policy allows the insurer to:
a.Cancel the policy at any time it chooses, provided only that it gives the insured advance written notice
b.Refuse renewal for a single insured
c.Guarantee renewal to a stated age but adjust premiums by class, not for one individual
d.Change an individual insured's benefits
Giải thích
Guaranteed renewable means the insurer must renew to a stated age but may raise premiums for an entire class of insureds. It cannot cancel, single out one insured, or change benefits arbitrarily.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- Subrogation in a health or medical policy allows the insurer, after paying a claim caused by a third party, to:
- The main purpose of subrogation is to:
- A recurrent disability provision states that if an insured returns to work but becomes disabled again from the same cause within a stated time (such as 6 months), it is treated as:
- An impairment (exclusion) rider on a health policy:
- A 'noncancelable' health policy guarantees that the insurer:
- A conditionally renewable health policy permits the insurer to non-renew:
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Đội ngũ PrepPass · Đối chiếu với California Life & Health Insurance License Exam · Quy trình kiểm tra
Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)