Khuyết tật & Chăm sóc dài hạnCâu 648 / 716
Key person disability insurance is owned by and pays benefits to:
a.The federal government, which reimburses the employer for the lost output
b.The key employee's family, to replace the household's lost monthly income
c.The key employee personally, to spend however he or she wishes
d.The business, to offset losses when a vital employee becomes disabled
Giải thích
Key person coverage is owned by the business, which is the beneficiary, to cushion the financial loss from a crucial employee's disability. It does not pay the employee or their family.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- If an employer pays the disability income premiums and does not include them in the employee's income, the disability benefits the employee later receives are:
- Business overhead expense (BOE) insurance is designed to:
- Business overhead expense benefits are generally ________, and the premiums are generally ________:
- A disability buy-sell policy provides funds to:
- A Social Insurance Supplement (SIS) rider on a disability policy pays benefits when the insured is:
- A cost-of-living adjustment (COLA) rider on a disability policy:
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Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)