Khuyết tật & Chăm sóc dài hạnCâu 650 / 716
A Social Insurance Supplement (SIS) rider on a disability policy pays benefits when the insured is:
a.Disabled but does NOT qualify for, or receives reduced, Social Security disability benefits
b.Retired and collecting a pension, since the rider is meant to supplement retirement income
c.Deceased, at which point the rider pays a lump sum straight to the named beneficiary
d.Disabled, paying the full rider benefit on top of any Social Security disability benefit also received
Giải thích
An SIS rider fills the gap when Social Security disability is denied or reduced, coordinating with the government benefit. It does not pay on top when full Social Security is received, nor at retirement or death.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)