Dwelling Policy (DP)Câu 269 / 474
Coverage D on a dwelling policy pays the owner for:
a.Rent a tenant refuses to pay during a lease term
b.The cost of housing the tenant in a nearby hotel
c.Rent lost while a covered loss is being repaired
d.Legal fees spent evicting a nonpaying occupant
Giải thích
Fair rental value replaces the rental income the described premises would have produced during the time needed to repair covered damage. It is not a credit device: unpaid rent from a solvent tenant, eviction costs, and the tenant's own hotel bill are business risks the landlord carries, because the policy responds only to a covered physical loss.
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Câu hỏi liên quan cùng chủ đề
- How is the personal property limit set on a dwelling policy?
- Which item would NOT be covered as personal property under a dwelling policy?
- Personal property temporarily away from the described location under a dwelling policy is:
- Coverage E on a dwelling policy responds when:
- An owner lives in half of a duplex and rents out the other half. A covered fire makes both halves unlivable. The correct treatment is:
- When a dwelling policy settles a fair rental value claim, the insurer pays:
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