Dwelling Policy (DP)Câu 270 / 474
Coverage E on a dwelling policy responds when:
a.A tenant stops paying rent after a covered fire loss
b.The insured decides to remodel a kitchen and move out
c.A covered loss destroys furniture the insured owned
d.A covered loss makes the insured's home unlivable
Giải thích
Additional living expense pays the increase in the insured household's own cost of living while the damaged home is unfit to live in, covering items such as temporary lodging and higher meal costs. Lost rent belongs to fair rental value, destroyed furniture is a contents claim, and a voluntary remodel is not a covered loss at all.
Luyện miễn phí toàn bộ 474 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- Which item would NOT be covered as personal property under a dwelling policy?
- Personal property temporarily away from the described location under a dwelling policy is:
- Coverage D on a dwelling policy pays the owner for:
- An owner lives in half of a duplex and rents out the other half. A covered fire makes both halves unlivable. The correct treatment is:
- When a dwelling policy settles a fair rental value claim, the insurer pays:
- A dwelling insured on a basic form is damaged by fire. The building loss is settled on:
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