Homeowners Policy (HO)Câu 311 / 474
Which of these is a named peril insured against on a broad form Homeowners policy?
a.rust on an outdoor metal railing
b.gradual seepage from a supply pipe
c.settling of the foundation footing
d.weight of ice, snow, or sleet
Giải thích
Weight of ice, snow or sleet sits on the broad list alongside fire, windstorm, explosion, riot, aircraft, vehicles, smoke, vandalism, theft, falling objects, freezing and volcanic eruption. Seepage that continues over a period of time, settling and rust are all maintenance conditions the form treats as the owner's problem rather than sudden accidental losses.
Luyện miễn phí toàn bộ 474 câu hỏi — không cần đăng ký.
Own the complete Personal Lines Insurance Producer guide — PDF + EPUB, $19.99 →
Câu hỏi liên quan cùng chủ đề
- On an HO-4, the Coverage D limit is stated as a percentage of:
- A unit-owner carries Coverage C of $60,000 on an HO-6. The loss of use limit on that form is:
- A family displaced by a covered fire pays $2,600 a month for a hotel while their normal monthly living cost is $1,700. Additional living expense pays about:
- Vandalism or malicious mischief is a named peril, but that coverage is suspended when:
- A homeowner leaves for the winter, shuts the heat off, and the pipes burst. The freezing loss is covered only if the insured:
- One house has a supply line burst and flood a kitchen; another has a pipe that dripped inside a wall for two years. On a broad form:
Cập nhật gần nhất: · quy trình kiểm tra
Đội ngũ PrepPass · Đối chiếu với California Personal Lines Insurance License Exam · Quy trình kiểm tra