Homeowners Policy (HO)Câu 312 / 474
Vandalism or malicious mischief is a named peril, but that coverage is suspended when:
a.the insured has filed a vandalism claim in the past
b.the police make no arrest for the damage
c.the dwelling has been vacant past a set period
d.the damage is done by a tenant of the insured
Giải thích
The form withdraws the vandalism peril once the dwelling has stood vacant for more than the stated number of consecutive days immediately before the loss, because an empty house is a far easier target. Whether the police make an arrest has nothing to do with coverage, and a prior claim does not remove a peril from the policy.
Luyện miễn phí toàn bộ 474 câu hỏi — không cần đăng ký.
Own the complete Personal Lines Insurance Producer guide — PDF + EPUB, $19.99 →
Câu hỏi liên quan cùng chủ đề
- A unit-owner carries Coverage C of $60,000 on an HO-6. The loss of use limit on that form is:
- A family displaced by a covered fire pays $2,600 a month for a hotel while their normal monthly living cost is $1,700. Additional living expense pays about:
- Which of these is a named peril insured against on a broad form Homeowners policy?
- A homeowner leaves for the winter, shuts the heat off, and the pipes burst. The freezing loss is covered only if the insured:
- One house has a supply line burst and flood a kitchen; another has a pipe that dripped inside a wall for two years. On a broad form:
- A landslide shifts the ground under a house and cracks the foundation. Under Section I the loss is:
Cập nhật gần nhất: · quy trình kiểm tra
Đội ngũ PrepPass · Đối chiếu với California Personal Lines Insurance License Exam · Quy trình kiểm tra