Homeowners Policy (HO)Câu 353 / 474
Immediately after a guest is hurt on the premises, the insured pays $300 for first aid at the scene. Under the Section II additional coverages, that expense is:
a.excluded, being a voluntary payment made
b.covered only when the insured is at fault
c.charged against the Coverage F limit first
d.covered as a Section II additional coverage
Giải thích
First aid expenses an insured incurs for others after a covered bodily injury are one of the Section II additional coverages, paid in addition to the Coverage E and Coverage F limits rather than out of them. The answer charging the payment against Coverage F confuses an additional coverage with the medical payments limit. First aid to an insured is not covered.
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Câu hỏi liên quan cùng chủ đề
- The insured's own resident daughter breaks her arm on the stairs at home and needs $3,000 of treatment. Under Coverage F, the homeowners policy pays:
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- A friend walks the insured's dog with permission and the dog bites a passerby. Under Section II of the homeowners policy, the friend is treated as:
- An insured who repairs computers for pay in the garage is sued by a customer whose machine caught fire and burned her desk. Section II of the homeowners policy:
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- Which of these Section II claims is excluded on a standard homeowners policy?
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