Homeowners Policy (HO)Câu 356 / 474
Which of these Section II claims is excluded on a standard homeowners policy?
a.The insured's dog bites a child at the park
b.A car the insured drives injures a cyclist
c.A guest slips on ice on the insured's walk
d.A ladder the insured drops injures a helper
Giải thích
Section II excludes bodily injury and property damage arising out of the ownership, maintenance or use of motor vehicles, most watercraft and aircraft, because those exposures belong on an auto, boat or aviation policy. A dog bite away from home, a fall on the premises and a dropped-tool injury are ordinary occurrences the homeowners form is written to cover.
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Câu hỏi liên quan cùng chủ đề
- Immediately after a guest is hurt on the premises, the insured pays $300 for first aid at the scene. Under the Section II additional coverages, that expense is:
- An insured who repairs computers for pay in the garage is sued by a customer whose machine caught fire and burned her desk. Section II of the homeowners policy:
- A licensed architect works from home and is sued for a design error on a client's building. Under Section II of the homeowners policy, the claim is:
- During an argument the insured deliberately punches a neighbor and breaks his jaw, and the neighbor sues. Section II will:
- The insured's 9-year-old son breaks a neighbor's $1,400 laptop while playing, and nobody claims the boy was negligent. The homeowners policy pays:
- A guest is injured at the insured's home and hires a lawyer. Under the Section II duties after a loss, the insured must:
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