Homeowners Policy (HO)Câu 359 / 474
A guest is injured at the insured's home and hires a lawyer. Under the Section II duties after a loss, the insured must:
a.pay the medical bills and seek repayment
b.admit liability in writing to the claimant
c.give notice and forward every legal paper
d.settle directly with the injured guest first
Giải thích
Section II requires the insured to give written notice of the occurrence, to promptly forward every notice, demand or legal paper received, to cooperate with the insurer and to help secure evidence and witnesses. Settling on his own or admitting liability voluntarily is what the duties forbid, because it prejudices the insurer's defense of the claim.
Luyện miễn phí toàn bộ 474 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- An insured who repairs computers for pay in the garage is sued by a customer whose machine caught fire and burned her desk. Section II of the homeowners policy:
- A licensed architect works from home and is sued for a design error on a client's building. Under Section II of the homeowners policy, the claim is:
- Which of these Section II claims is excluded on a standard homeowners policy?
- During an argument the insured deliberately punches a neighbor and breaks his jaw, and the neighbor sues. Section II will:
- The insured's 9-year-old son breaks a neighbor's $1,400 laptop while playing, and nobody claims the boy was negligent. The homeowners policy pays:
- Compared with an owner-occupied homeowners form, the Section II liability coverage in a tenant HO-4 or a unit-owner HO-6 policy is:
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