Personal Auto PolicyCâu 369 / 474
Under the personal auto policy, a "family member" is a person who is:
a.Living in the household but unrelated, such as a roommate or tenant
b.Named on the declarations page as an additional listed operator
c.Related to the insured in any way, whether or not living in the household
d.Related to the insured by blood, marriage or adoption and a household resident
Giải thích
A family member is a person related to the named insured by blood, marriage or adoption who is a resident of the household, and the definition reaches a ward or foster child. Both parts of the test must be met, so an out-of-town relative fails the residency half and a roommate fails the relationship half. Family members are insureds without being listed as drivers on the declarations.
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Câu hỏi liên quan cùng chủ đề
- Under a Personal Auto Policy, coverage generally extends to a newly acquired vehicle and to a temporary substitute auto when the insured's car is being repaired. This reflects that the policy:
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- The insured owns a utility trailer that is towed by the van listed on the policy. Under Part A of the personal auto policy, the trailer is:
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- A friend borrows the insured's covered auto with permission and negligently causes $60,000 of bodily injury. Under Part A, the friend is:
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