Personal Auto PolicyCâu 370 / 474
The insured owns a utility trailer that is towed by the van listed on the policy. Under Part A of the personal auto policy, the trailer is:
a.Excluded, since a trailer does not have four wheels of its own
b.Treated as a covered auto, since a trailer the insured owns qualifies
c.Covered only while it is detached and parked at the residence
d.Outside the policy unless the trailer is listed on the declarations
Giải thích
The definition of "your covered auto" includes any trailer the named insured owns, so a utility trailer is a covered auto for liability whether it is hitched or standing. A trailer here means a vehicle designed to be pulled by a private passenger auto, pickup or van. The fewer-than-four-wheels exclusion is aimed at motorized vehicles such as motorcycles, not at owned trailers.
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Câu hỏi liên quan cùng chủ đề
- The personal auto policy is organized into six parts. Which statement correctly matches a part with what it does?
- In the personal auto policy, the words "you" and "your" refer to:
- Under the personal auto policy, a "family member" is a person who is:
- The insured's only listed car is in the shop for transmission repairs, so the insured borrows a neighbor's sedan for the week. Under the policy that sedan is:
- A friend borrows the insured's covered auto with permission and negligently causes $60,000 of bodily injury. Under Part A, the friend is:
- A resident son borrows a classmate's car with permission and injures a cyclist. Under his parent's personal auto policy, Part A liability coverage:
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