Personal Auto PolicyCâu 378 / 474
An insured with 100/300/50 limits runs off the road and destroys a $65,000 car and a $10,000 fence. Part A property damage pays:
a.$100,000
b.$75,000
c.$25,000
d.$50,000
Giải thích
The third number in a split limit is property damage per accident, so $50,000 is the most payable for all property destroyed in one accident even though the car and fence total $75,000. The insured personally owes the $25,000 shortfall. The $100,000 answer borrows the bodily injury per-person figure, which has nothing to do with damaged property.
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Câu hỏi liên quan cùng chủ đề
- An insured with a $100,000 per-person bodily injury limit is sued, a $100,000 judgment is entered, and the insurer spent $30,000 defending the case. In total the insurer pays:
- A driver with 100/300/50 limits is at fault. One person's injuries are valued at $150,000, a second person's at $80,000, and a car is damaged to the extent of $12,000. Part A pays:
- With 100/300/50 limits, an at-fault insured injures four people whose claims are valued at $90,000, $120,000, $150,000 and $60,000. Part A bodily injury pays:
- A combined single limit differs from split limits because a combined single limit:
- An insured carries a $300,000 combined single limit. In one at-fault accident, two people are injured with claims valued at $200,000 and $50,000, and $80,000 of property is destroyed. Part A pays:
- Supplementary payments under Part A of the personal auto policy are:
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