Personal Auto PolicyCâu 381 / 474
Supplementary payments under Part A of the personal auto policy are:
a.Paid only when the insured buys an extra defense endorsement
b.Subtracted from the limit of liability before damages are paid
c.Available only when the insured wins the lawsuit outright
d.Paid in addition to the limit of liability, not out of it
Giải thích
Supplementary payments are made over and above the limit of liability, so the claimant still receives the full limit. They include bail bonds up to $250, the premium on an appeal bond, interest accruing after a judgment, up to $200 a day for loss of earnings when the insurer asks the insured to attend, and other expenses incurred at the insurer's request. The answer that subtracts them from the limit describes how defense costs work under some other lines, not here.
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Câu hỏi liên quan cùng chủ đề
- An insured with 100/300/50 limits runs off the road and destroys a $65,000 car and a $10,000 fence. Part A property damage pays:
- A combined single limit differs from split limits because a combined single limit:
- An insured carries a $300,000 combined single limit. In one at-fault accident, two people are injured with claims valued at $200,000 and $50,000, and $80,000 of property is destroyed. Part A pays:
- After a covered accident the insured is arrested and bail is set at $500. Under the supplementary payments, the insurer pays:
- The insurer asks the insured to attend a four-day trial, and the insured loses $260 of earnings on each of those days. The supplementary payments pay:
- An insured deliberately drives into another car after an argument, injuring the other driver. Part A liability coverage:
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